It’s all around us, and comes in the form of emails, mail, phone calls, and even the web! Rarely do we think we could ever get caught up with fraud, but the reality is, fraud steals an average $80 billion a year. As frightening as that number may sound, it’s worth pointing out. When you place your trust in the hands of TBK Bank, we will never request account information from you over the internet, nor will we leave you empty handed when it comes to protecting your good credit, personal information, and of course, your hard-earned money.
Learn the warning signs to help you prevent fraud before it’s too late!
- If you receive an email claiming to be from the FDIC, do not access the website or download any files on the website. In most cases, it’s from someone claiming to work for the FDIC. Their strategy is to trick you into handing over access to online banking services so they can wipe out your account.
- Never respond to any email message asking you to validate or confirm any personal information.
- If you receive a letter in your mailbox or inbox stating you have won a great deal of money in the lottery, ignore it. The letter usually includes a counterfeit check requiring you to wire funds out of your account.
- If you receive a suspicious email or phone call in response to a resume you posted online, do not respond. The email or phone call’s instructions seem normal enough, but the end result often leaves a hole in your bank account.
- Don’t be fooled if someone overpays you for a service! They often want you to deposit the check into your bank account and then wire the excess amount to them. As with other scams, once the check is returned as uncollected the money is wiped from your account.
- Ignore notifications that state you have been selected as a mystery shopper for a certain company. These notifications often include a counterfeit check with instructions to shop and grade each store location. Don’t be caught in the mess and lose your hard-earned money.
- Be cautious when shopping online! Always read the full disclosure before checking out.
If you suspect you may be a victim of fraud or have any questions on how to best protect yourself, give us a call, or check out our website!
Member FDIC. Equal Housing Lender.